Simplii Financial Cash Back Visa – Full Details
The previous page covered why Simplii Cash Back Visa rewards dining so strongly. This page covers eligibility, applying, and Simplii’s support channels.
Additional benefits
Free additional cardholders
Up to three additional cards can be added to the account at no cost, useful for a household sharing rewards on one account.
Broad everyday categories
Beyond dining, the 1.5% rate on groceries, gas, drugstores, and pre-authorized payments covers a wide share of typical monthly spending.
Eligibility requirements
Standard Canadian credit card eligibility applies, reviewed by Simplii based on income and credit history.
We recommend confirming current eligibility criteria directly on Simplii’s official page.
Required documentation
- Government-issued identification
- Social Insurance Number
- Proof of income
- Current residential address
How to apply
Step by step
- 1. Visit Simplii’s official page for the Cash Back Visa.
- 2. Complete the fully online application.
- 3. Submit identification details.
- 4. Wait for a decision.
- 5. Activate the card once it arrives by mail.
Official contact
For application or account questions, use Simplii’s official customer service line.
Support channels
- Simplii customer service (Canada/US): 1-888-723-8881
- From anywhere else: 416-223-0263
- TTY service: 1-888-632-9022
Other common questions
What is the exact standard interest rate?
Sources cite slightly different figures (around 20.99%-21.99%); confirming the exact current rate on Simplii’s official rate summary is recommended before applying.
Does the dining cap reset each year?
Yes, the $5,000 dining category cap is an annual limit, consistent with how Canadian cash back cards typically structure category caps.
Can I bank fully online with Simplii?
Yes, Simplii is a digital-only division of CIBC, with all account services handled through its app and website.
Is Simplii Cash Back good in practice?
For frequent restaurant spending and comfort with digital banking, it delivers strong, genuinely useful rewards with no annual fee holding it back.
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