Desjardins Cash Back Visa – Full Details
The previous page explained why Desjardins Cash Back Visa rewards restaurants and pre-authorized bills. This page covers eligibility, applying, and Desjardins’ support channels.
Additional benefits
Contactless and pre-authorized payment rewards
Beyond the headline restaurant category, contactless purchases and pre-authorized payments to service providers earn 1% automatically, without separate enrollment.
Time-limited welcome bonus
New cardholders can earn 5% cash back for the first 6 months, worth up to $150, a meaningful boost during the early months of card ownership.
Eligibility requirements
Standard eligibility for a Canadian no-fee cash back card applies, reviewed by Desjardins based on income and credit history.
We recommend confirming current eligibility criteria directly on Desjardins’ official page.
Required documentation
- Government-issued identification
- Social Insurance Number
- Proof of income
- Current residential address
How to apply
Step by step
- 1. Visit Desjardins’ official page for the Cash Back Visa.
- 2. Complete the online application.
- 3. Submit identification details.
- 4. Wait for a decision.
- 5. Activate the card and register for AccèsD to manage it online.
Official contact
For application or account questions, use Desjardins’ official card services line.
Support channels
- Desjardins card services (Canada/US): 1-800-363-3380
- Montreal area: 514-397-4415
Other common questions
What’s the standard purchase interest rate?
The specific standard rate should be confirmed directly on Desjardins’ official rate disclosure, since available sources only clearly confirmed the 19.9% penalty rate for missed payments.
Does the $3,600 cap reset annually?
Category caps on Canadian cash back cards are typically annual; confirm the exact reset date and mechanics with Desjardins.
Can I manage the card fully through AccèsD?
Yes, AccèsD provides online account management, including viewing transactions and cash back earned.
Is Desjardins Cash Back good in practice?
For dining and bill-heavy spending, the category rewards are genuinely useful, with the annual cap as the main limit to keep in mind.
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