Dorian Pike

Desjardins Cash Back Visa

Restaurant and bill spending earn 2% back here, up to a shared annual cap.

Broad category coverage across groceries, gas, and dining, with no annual fee to offset it.

A low $75 deposit makes this one of the more accessible secured cards for building credit in Canada.

Grocery-heavy spending and a welcome bonus make this a practical no-fee pick for household budgets.

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