First Progress Platinum Prestige Secured Mastercard – Full Details
The previous page explained why First Progress Platinum Prestige works for building credit without a credit check. This page covers eligibility, the application process, and how to contact First Progress.
Additional benefits
No credit check required
Approval is based on the ability to pay the chosen security deposit, not on a credit score, which makes this option accessible regardless of credit history.
Reports to all three bureaus
Unlike some secured cards that report to only one or two bureaus, First Progress reports to Equifax, Experian, and TransUnion, which can help credit-building efforts reach further.
Eligibility requirements
There is no minimum credit score or credit history requirement. Applicants generally need to be able to fund the chosen security deposit and provide standard identification and income information.
We recommend confirming current eligibility details directly on First Progress’s official page.
Required documentation
- Government-issued identification
- Social Security number or taxpayer identification number
- Proof of income
- Current residential address
How to apply
Step by step
- 1. Apply online through First Progress’s official page.
- 2. Choose a deposit amount between $200 and $2,000 to set the desired credit limit.
- 3. Fund the security deposit once approved.
- 4. Wait for the card to arrive by mail and activate it.
- 5. Make on-time payments to earn 1% cash back and build a positive payment history.
Official contact
For account or application questions, use First Progress’s official support line.
Support channels
- First Progress customer service: (402) 434-3127
- First Progress’s official website for applications and account access
Other common questions
Can I choose my own deposit amount?
Yes, within the $200 to $2,000 range, and the amount chosen becomes the credit limit.
Is the deposit refundable?
Yes, generally when the account is closed in good standing, consistent with how secured card deposits typically work; confirm specifics with First Progress.
How long does approval take?
Timelines vary; First Progress’s official application page has the most current guidance on typical processing time.
Is Platinum Prestige good in practice?
For guaranteed approval and a comparatively low APR, it’s a dependable credit-building tool, with the $49 annual fee as its main ongoing cost.
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