OpenSky Plus Secured Visa – Full Details
The previous page explained why OpenSky Plus works without a credit check. This page covers eligibility, the application process, and how to reach OpenSky.
Additional benefits
No credit check application
Because approval doesn’t depend on a credit pull, applicants with no credit file, a thin file, or past credit issues can still be considered based on their ability to fund the deposit.
Flexible deposit amount
Choosing the deposit amount lets a cardholder set a credit limit that matches their budget, starting from $150.
Eligibility requirements
Since there’s no credit check, eligibility centers mainly on being able to verify identity and fund the chosen deposit amount.
We recommend confirming current eligibility details directly on OpenSky’s official page.
Required documentation
- Government-issued identification
- Social Security number or taxpayer identification number
- Proof of income
- Current residential address
How to apply
Step by step
- 1. Apply online through OpenSky’s official page, no credit check involved.
- 2. Choose a deposit amount starting at $150.
- 3. Fund the deposit to activate the account.
- 4. Receive the card by mail and activate it.
- 5. Use it responsibly to build a payment history over time.
Official contact
For account-specific questions, use the dedicated cardholder line; for general OpenSky questions, use the main support line.
Support channels
- OpenSky Plus cardholder service: 1-800-859-6412 (have your 16-digit account number ready)
- General OpenSky support: 1-855-763-6736
Other common questions
Can I be denied even without a credit check?
Approval still depends on verifying identity and funding the deposit; specifics on denial reasons are best confirmed with OpenSky directly.
Can I increase my deposit later for a higher limit?
Policies on adding to an existing deposit vary; check OpenSky’s official account terms or contact support for current options.
Is the deposit refundable?
Yes, deposits on secured cards are generally refunded when the account is closed in good standing.
Is OpenSky Plus good in practice?
For applicants who specifically need a no-credit-check path to a secured card, it delivers exactly that, with a low deposit floor and no annual fee.
You will be redirected to the official website
